We guide successful family business owners through the complex journey of maximizing and extracting their business wealth. Through strategic exit planning, succession expertise, and operational optimization, we help you transform years of business building into lasting personal wealth and legacy.

Our financial services firm specializes in comprehensive tailored financial planning and insurance solutions. We focus on helping clients achieve their financial goals through personalized strategies and expert advice.

Our Team


 

Sebastian Pareja headshot

Sebastian Pareja

Sebastian brings nearly two decades of comprehensive business management and leadership experience, culminating in his role as General Manager of a successful automotive dealership. His expertise spans financial reporting, stakeholder management, and complex business transactions. As the son of a family business owner, Sebastian orchestrated a seamless business transition that earned recognition from buyers for its exceptional organization and execution. His ability to build and maintain long-term relationships is evidenced by both employee retention and sustained stakeholder partnerships. Sebastian has also successfully raised private capital for real estate investments, showcasing his ability to identify opportunities and secure investor confidence.

 

Professional Experience

  • General Manager at Cobourg Kia
  • Merger & Acquisition Specialist for B-P Motors Inc.
  • Real Estate Investor & Project Manager at SPO Properties
  • Board Member, Northumberland Central Chamber of Commerce
  • President, Northumberland Business Group

 

Specialization

  • Family business succession planning
  • Business transition and acquisition management
  • Team leadership and operational management
  • Strategic planning and financial optimization
  • Process improvement and efficiency
  • Stakeholder relationship management
James Bisson headshot

James Bisson, CFP, CIM, EPC

James has been in financial services for over 25 years and has worked in various roles for some of the largest financial institutions in Canada. Born and raised in Quebec, James is fully bilingual and has assisted thousands of Canadians in the areas of investments, business, pensions, insurance, estates, tax, and financial planning strategies. James specializes in making complex and technical issues easy for anyone to understand what it means for them. James has been servicing clients throughout his career and has won several awards for his dedication to client servicing.

 

Designations

  • Certified Financial Planner (CFP®)
  • Chartered Investment Manager (CIM®)
  • Elder Planner Counsellor (EPC)

 

Professional Experience

  • Financial Advisor – Harbour Legacy
  • Senior Financial Planner for Family Wealth Office
  • Regional Director of Estate and Financial Planning for a major insurer
  • Director for Financial Planning for Business Owners and Professionals
  • Specialist in Investments, Retirement, and Estates for a major banks
  • Civilian fee for service planner for the military
  • Pension and group savings specialist
  • Trader for medical doctors
  • Consultant for group benefits

 

Specialization

  • Retirement and Succession Planning for individuals and business owners
  • Pension plan options and calculations
  • Income Tax issues for high income individuals and business owners
  • Corporate structures, trusts, agreements, and business succession
  • Personal and corporately owned insurance concepts and strategies
  • Investment strategies and passive income generation
  • Income planning, credit strategies, and leveraging

Investment Options


 

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Individual Securities

Our platform allows for the holding/trading of publicly listed securities in North America with international access through our trade desk.

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Offering Memorandum - Accredited Investor

Private investment opportunities are available for High Net Worth clients, trusts, and corporations with investible assets that qualify including Private Equity, Real Estate, Infrastructure, and Hedge Funds.

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Mutual Funds / Private Pools

Access to a wide selection of mutual/pooled funds to match with your investor profile and preferences.

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Liquid Alternatives

These newly launched vehicles serve as a bridge to traditional hedge funds, providing access to options, short selling, hedging, and market-neutral strategies in a more liquid and economical format.

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Exchange Traded Funds (ETF's)

Access to thousands of ETF products that provide lower costs and added diversification

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Multiple Asset Managers

We partner with third-party investment managers who implement their strategies entirely in-house through our UMA platform.