Creating Financial Peace of Mind

Your finances should serve your life — not consume it. Most people don't lose sleep over portfolio returns. They worry about whether they've done enough — enough saving, enough planning, enough thinking ahead. Financial planning is how we replace that uncertainty with clarity and confidence.

Who do we work with?

Families Building Wealth

At some point, we all wake up and realize that retirement is closer than we thought. You may be asking yourself: am I set up for the future? Can I afford to live the life I want? These are the right questions to be asking. We work with families at every life stage to build a plan that answers them with confidence.

Retirees

We understand that retirement is one of life's most rewarding transitions, but it comes with its own unique challenges. One of the biggest psychological shifts is moving from being a saver to a spender, with no more paycheques on the horizon. We help retirees build a plan that replaces that paycheque with confidence, so you can enjoy this chapter of your life without the financial weight on your shoulders.

Business Owners and High Net worth Individuals

Often carry the most complexity - higher tax exposure, corporate and personal assets to coordinate, and decisions that touch legal, accounting, and investment disciplines all at once. We bring clarity to that complexity. Our focus is on maximizing what you accumulate and minimizing the tax you pay when it's time to draw it down. Whether that's in retirement, a business transition, or passing wealth to the next generation.

Our 3 Step Process

1.

Transparent Pricing

We believe financial advice should be clear, unbiased, and easy to understand.

Our introductory meeting helps us understand your situation and determine if we’re the right fit – there is no cost or obligation.

If you decide to move forward, our financial planning services are billed at $250 per hour, with most comprehensive plans ranging from 4–10 hours depending on complexity.

For clients who engage us for investment management through Aligned Capital Partners Inc. (ACPI), financial planning services is included at no additional cost.

Estate and Tax Planning Coordination

Your financial plan needs to extend beyond investments to ensure your wealth is transferred efficiently and according to your wishes.

We help identify key estate and tax considerations and ensure your overall strategy is aligned. This includes reviewing account structures, beneficiary designations, and potential tax implications.

Where appropriate, we work alongside your accountant and legal professionals to support implementation, while remaining the central point of coordination to ensure everything works together.

Insurance That Fits Your Plan

Insurance is evaluated as one component of your overall financial strategy—not as a standalone product.

We assess where coverage may be appropriate, whether that’s protecting income, supporting your family, or addressing specific estate or tax considerations. Recommendations are made only when they serve a clear purpose within your plan.

Both Michael Connelly and Jared Odorico are licensed to provide life insurance solutions in Ontario.